Practical Conversations

Practical Conversations

The difference between situational conversation and practical conversation is that here the conversation is more in depth and analyzing types rather than a casual “for the sake” kind of conversation.

Imagine you come across an insurance agent who is a trying to convince you to buy an insurance policy. Obviously there are more things you are concerned and more technical things which will need a proper explanation. Wherein your own financial requirement and purpose will be discussed and further to which many options will be discussed and this is what makes this conversation very interesting in depth and technical.

Practical Conversations are those which you will face as a matter of fact like said above. The meaningful discussions and conversations takes you a level above in terms of your familiarity and the comfort with the language.

Imagine a hot panel discussion is going on a TV show and imagine you to be part of it. The argumentative spoken skill of the language is the final achievement of the command on the language.

If you are able to communicate your point of view and express it rightly then the grasp on the language can be considered as improved.

Practical Conversations are an advanced type of situation conversation course.


Practical Conversations - Sample unit

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Student Life

Tini talks about being a students and her plans of leaving school of the real world.

Todd: Tini, you are a student, correct?

Tini: Yeah, I am a student.

Todd: OK, do you like to study? Do you like the student life?

Tini: Of course, you know. Actually, I, myself, I like studying although I'm not that much of a bookworm, but, yes, I like studying. I like spending time with my friends, and I just like enjoying my student life.

Todd: Now, soon, you are going to graduate, correct?

Tini: Yes,, fortunately or unfortunately, yes.

Todd: Well, why would you say fortunately?

Tini: Fortunately, in the sense that, you know, it's about time to get out to the real world and, you know, earn some money, and earn some experience but unfortunately in the sense that all of these precious memories, like you are putting them all behind.

Todd: Yeah, soon they are going to be over.

Tini: Right, right, and then you have more responsibility as soon as you step into the real world, you know. No more spring vacation. No more summer vacation.

Todd: Actually, that's why I'm a teacher. People always ask me, why are you a teacher? And I say, because the time off. You get so much time off, and you don't have to work a 9-5 schedule.

Tini: Yes, that is a very smart choice, I think.

Todd: Yeah, but you make no money.

Tini: I don't think so.

Todd: You think teachers make good money?

Tini: Well, not actually, but you know you can be fresher and then forever young.

Todd: Well, I don't know about forever young but it does... you do feel invigorated when you're teacher. I do agree. Well, you know, if you don't want to give up the student life, you can just become a teacher. Would you like to become a teacher?

Tini: Well, actually, I have given it a couple of thoughts but right now, I'm really into the banking industry.

Todd: Banking?

Tini: Yeah, the financing industry, and then so probably I might like give it a go.


Personal Finance

Anitia talks about savings, retirement, and sharing money in a marriage.

Todd: Anita, I thought we would talk about money and investments.

Anita: OK.

Todd: So, you're pretty young.

Anita: Yes.

Todd: And how old are you?

Anita: I am 23.

Todd: 23, so that's very young. So as a young person, do you think about your future and saving and retirement?

Anita: I think about my immediate future. I'm not too worried about my retirement just yet, simply because I think you never know : will you retire? will you not retire? I mean, sometimes people get so caught up planning for retirement and saving money for retirement and they don't get to enjoy their life.

Todd: Right. But I think, like, I'm getting older. I'm 37 right, so...

Anita: That's still young.

Todd: It's still fairly young, but I think everybody that's my age wishes we had started saving when we were your age.

Anita: I agree. I agree. I'm not thinking about retirement but I'm definitely thinking about my immediate future. What will I do after university? Because right now, I'm a graduate student. When I was an undergraduate, I never thought about saving. I just was worried about paying monthly bills, paying my rent, things like that, so I was worried about having enough money to pay the current expenses. I wasn't worried about savings, but now that I'm a graduate student and I'm about to finish my education, I have to think about what will I do after university. Where will I go? If I look for a job, maybe I will have to travel somewhere. Maybe there will be a period of time when I will not have a job, so that, yes, I am worried about, so right now I'm thinking about savings for that part of my life.

Todd: Now, Anita, you're married, correct?

Anita: Yes.

Todd: So is finances something that you normally talk with your husband or is it something that you still are used to doing separately and independently?

Anita: No, no, no. We have joint accounts. Any financial things we discuss.

Todd: Right, yeah, cause I think especially with marriage, that's probably always one of the main things is money.

Anita: You see, for me personally, I don't think how I could... I cannot imagine that I would be married to somebody and have two separate bank accounts: one for him and one for me. I don't think that would work for me personally.

Todd: Yeah, it does actually sound strange.

Anita: Because then, think about it, if you go for dinner with your husband, who pays?

Todd: Right.

Anita: And if it's him paying all the time, well that's not fair towards him, so I think once you're in the marriage together, once you're doing everything together, you might as well be saving and spending together as well.

Todd: You're right. That makes perfect sense, but I think in the U.S. nowadays it's common now for couples to have separate checking accounts.

Anita: It is and, even my parents had that for awhile. I personally don't like it because to me it seems like a back door. If somebody had two accounts and their married to me it's a way of saying, "I love you and I'm married to you, but just in case something happens to us, I've got my own account to depend on.

Todd: Great point.

Anita: And to me, personally, I will do my upmost best for my relationship not to get to that point, so because I am not even taking that into consideration, I'm not acting that way right now.

Todd: Well said.